Skip to main content
Trader Joe's home
Health plan information - Crew outside of California
Health plan benefits
EPO (Exclusive Provider Organization)*

With the EPO plan, you get access to doctors and specialists in the full PPO network without a referral. However, except for emergencies, you have no out-of-network benefits.

  • Access to doctors and specialists in the broad PPO in-network
  • Access in-network PPO specialists without needing a referral

*Your 2023 Evidence of Coverage document was updated on February 16, 2024. Refer to the last page of the plan document for more information.

PPO*
  • See any doctor you choose for most services
  • You can self-refer to specialists
  • While you have access to out-of-network providers, you will usually pay less for services that are provided by PPO network providers.

*Your 2023 Evidence of Coverage document was updated on February 16, 2024. Refer to the last page of the plan document for more information.

High Deductible Health Plan (HDHP)*
  • See any doctor you choose for most services.
  • You can also self-refer to specialists.
  • While you have access to out-of-network providers, you will usually pay less for services that are provided by PPO network providers.

Note: The plan is paired with a federal tax-free health savings account (HSA) to help you save money. The HSA works a lot like a savings account. You contribute pre-tax dollars and use them to pay for your deductible and qualified out-of-pocket medical expenses

*Your 2023 Evidence of Coverage document was updated on February 16, 2024. Refer to the last page of the plan document for more information.