Need help selecting a plan?
Compare your Blue Shield plan options
Access+ HMO plan
In-network out-of-pocket costs (effective 2024):Deductible (individual): $0
Deductible (family): $0
Primary care office visit: $25
Specialist office visit: $25
Generic drugs: $10/30-day supply
Plan highlights:
- Available to employees located in California
- Access to providers in our full HMO network
- Each member must select a primary care physician (PCP)
- Self-refer to specialists within some medical groups
- $0 copay for virtual care (medical and mental health)
Trio HMO plan
In-network out-of-pocket costs (effective 2024):- Deductible (individual): $0
- Deductible (family): $0
- Primary care office visit: $25
- Specialist office visit: $25
- Generic drugs: $10/30-day supply
Plan highlights:
- Available to employees located in California
- Access to Trio HMO network providers only
- You must live in the Trio HMO service area
- $0 copay for virtual care (medical and mental health)
- Enhanced assistance from Shield Concierge
EPO plan
In-network out-of-pocket costs (effective 2024):- Deductible (individual): $500
- Deductible (family): $1,000
- Primary care office visit: $25
- Specialist office visit: $35
- Generic drugs: $10/30-day supply
Plan highlights:
- Available to employees located outside of California
- Freedom to visit any doctor—in or out of our PPO network
- Low, fixed copayments, just like an HMO plan
- Self-refer to specialists—no PCP referral required
- $0 copay for virtual care (medical and mental health)
Saver PPO plan
In-network out-of-pocket costs (effective 2024):- Deductible (individual): $1,600
- Deductible (family): $3,200
- Primary care office visit: 20%
- Specialist office visit: 20%
- Generic drugs: $10/30-day supply
Plan highlights:
- Available to employees located in or out of California
- Freedom to visit any doctor—in or out of our PPO network
- Self-refer to specialists—no PCP referral required
- $0 copay for virtual care (medical and mental health)
- Paired with an Health Savings Account (HSA)
SuperSaver PPO plan
In-network out-of-pocket costs (effective 2024):- Deductible (individual): $3,200
- Deductible (family): $6,000
- Primary care office visit: 30%
- Specialist office visit: 30%
- Generic drugs: $10/30-day supply
Plan highlights:
- Available to employees located in or out of California
- Freedom to visit any doctor—in or out of our PPO network
- Self-refer to specialists—no PCP referral required
- $0 copay for virtual care (medical and mental health)
- Paired with an Health Savings Account (HSA)
Find a doctor in network
Use our virtual assistant to find a provider, including hospitals and pharmacies.
Find your PCP's ID #
(for new HMO plan enrollees)
Use the virtual assistant to find your primary care physician (PCP); then click on the "More info" button to view your PCP's ID number.
Enter the last 10 digits of this number into the Mercury UKG Pro system when you enroll in the Access+ or Trio HMO plan.
Alternatively, you can use our Advanced Provider Search Tool by selecting the plan name below:
(for new HMO plan enrollees)
Use the virtual assistant to find your primary care physician (PCP); then click on the "More info" button to view your PCP's ID number.
Enter the last 10 digits of this number into the Mercury UKG Pro system when you enroll in the Access+ or Trio HMO plan.
Alternatively, you can use our Advanced Provider Search Tool by selecting the plan name below:
Learn about your pharmacy benefits
Blue Shield pharmacy benefits help you save on prescription drugs.
- Access to retail pharmacies, including Safeway/Vons, Costco, CVS, and more
- Up to 90-day supplies at retail and mail service pharmacies
- $0 shipping from our mail service pharmacy
- Pharmacy FAQs
Explore programs and services
- Get care at home
- LifeReferrals 24/7SMAccess round-the-clock support from experts for personal, family, and work issues.
- LifeSpring meal delivery (Trio HMO plan)LifeSpring provides chef-inspired, ready-to-heat meals for eligible Trio members experiencing a serious illness.
- NurseHelp 24/7SMReceive health advice from registered nurses at any time.
- Teladoc HealthSpeak with doctors and mental health professionals by phone or video.
- Access care away from home
- Away From Home Care (HMO plans)Students, long-term travelers, and family members living apart can rely on access to health care from Blue Cross Blue Shield plans in select states.
- Call the Car (Trio HMO plan)Eligible Trio HMO members who have a serious illness can access non-emergency medical transportation through Call the Car.
- MinuteClinicAccess walk-in health care from registered nurses every day at CVS and Target. (HMO members should check with their doctor's office before visiting a retail clinic.)
- Urgent care centersVisit urgent care centers when your doctor is not available, saving you time and money compared to an emergency room visit.
- Vaccines at retail pharmacyFlu shots and other preventive vaccines provided at network pharmacies.
- Jump start your well-being
- CredibleMindCredibleMind, our mental health website, offers a wealth of resources such as mental health assessments, peer support groups, articles, videos, podcasts, and more.
- Fitness Your Way™Access network fitness centers on a budget you can live with.
- Identity theft protectionProtect your financial well-being with credit monitoring, identity repair assistance, and identity theft insurance.
- Preventive careStay up-to-date on your annual exams, screenings, and immunizations.
- Wellness discountsSave money on vision exams, fitness club memberships, massage services, and more.
- Wellvolution®Take advantage of personalized digital programs that support weight loss, mental health, diabetes management, and more.
- Manage your condition
- Condition and care programsGet help from a dedicated healthcare team who can explain treatments and coordinate care for issues like chronic pain or diabetes.
- Fitness and physical therapyWork virtually with physical therapists and personal trainers to improve mobility, strength, and flexibility. Program targets joint and muscle pain.
- Maternity supportAccess virtual support from specialists and coaches during your pregnancy and postpartum to help you return to work.
Access+ HMO is a registered trademark of Blue Shield of California.
© 2024 Teladoc Health, Inc. All rights reserved. Teladoc and the Teladoc logo are trademarks of Teladoc Health, Inc. and may not be used without written permission. Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Teladoc does not prescribe DEA-controlled substances, non-therapeutic drugs, and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services.
LifeReferrals 24/7 is a service mark of Blue Shield of California.
NurseHelp 24/7 is a service mark of Blue Shield of California.
Wellvolution is a registered trademark of Blue Shield of California. Wellvolution and all associated digital and in-person health programs, services, and offerings are managed by Solera, Inc.