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Compare your Blue Shield plan options

Access+ HMO plan

2025 In-network out-of-pocket costs:
  • Deductible (individual): $0
  • Deductible (family): $0
  • Primary care office visit: $15
  • Specialist office visit: $15
  • Urgent care visit: $15

Plan highlights:
  • Access to providers in our full HMO network
  • Each member must select a primary care physician (PCP)
  • Predictable costs—fixed copayments for most services  
  • $0 copay for virtual care (medical health)
  • Self-refer to specialists within some medical groups

Trio HMO plan

2025 In-network out-of-pocket costs:
  • Deductible (individual): $0
  • Deductible (family): $0
  • Primary care office visit: $15
  • Specialist office visit: $15
  • Urgent care visit: $15
Plan highlights:

Blue Shield EPO plan

2025 In-network out-of-pocket costs:
  • Deductible (individual): $0
  • Deductible (family): $0
  • Primary care office visit: $15
  • Specialist office visit: $15
  • Urgent care visit: $15

Plan highlights:
  • Access to Blue Shield's PPO network
  • Low, fixed copayments just like an HMO plan
  • $0 copay for virtual care (medical health)
  • Self-refer to specialists—no PCP referral required
  • Enhanced assistance from Shield Concierge

Find a doctor in network

Use our virtual assistant to find a provider, including hospitals and pharmacies.


You can find a primary care physician's (PCP's) ID number by selecting the "More info" button.



Alternatively, you can use our Advanced Provider Search Tool by selecting the plan name below:

Learn about your pharmacy benefits

Blue Shield pharmacy benefits offer convenience and savings on prescription drugs.

  • Access to retail pharmacies, including Safeway/Vons, Costco, CVS, and more
  • As of 1/1/25, our prescription home delivery vendor will be Amazon Pharmacy
  • Up to 90-day supplies at retail, specialty, and mail service pharmacy
  • $0 shipping from our mail service pharmacy
  • Pharmacy FAQs

Explore programs and services



© 2024 Teladoc Health, Inc. All rights reserved. Teladoc and the Teladoc logo are trademarks of Teladoc Health, Inc. and may not be used without written permission. Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Teladoc does not prescribe DEA-controlled substances, non-therapeutic drugs, and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services.

NurseHelp 24/7 is a service mark of Blue Shield of California.

LifeReferrals 24/7 is a service mark of Blue Shield of California.

Wellvolution is a registered trademark of Blue Shield of California. Wellvolution and all associated digital and in-person health programs, services, and offerings are managed by Solera, Inc.

Access+ HMO is a registered trademark of Blue Shield of California.