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Compare your Blue Shield plan options

Access+ HMO plan

In-network out-of-pocket costs (effective 1/1/25):
  • Deductible (individual): $0
  • Deductible (family): $0
  • Primary care office visit: $35
  • Specialist office visit: $35
  • Generic drugs: $10/30-day supply

Plan highlights:
  • Access to providers in our full HMO network
  • Predictable costs—fixed copayments for most services  
  • Each member must select a primary care physician (PCP)
  • Self-refer to specialists within some medical groups
  • $0 copay for virtual care (medical and mental health)

Trio HMO plan

In-network out-of-pocket costs (effective 1/1/25):
  • Deductible (individual): $0
  • Deductible (family): $0
  • Primary care office visit: $15
  • Specialist office visit: $15
  • Generic drugs: $10/30-day supply
Plan highlights:

PPO plan with HSA

In-network out-of-pocket costs (effective 1/1/25):
  • Deductible (individual): $3,300
  • Deductible (family): $6,000
  • Primary care office visit: 20%
  • Specialist office visit: 20%
  • Generic drugs: $10/30-day supply

Plan highlights:
  • Freedom to visit any doctor—in or out of our PPO network
  • Self-refer to specialists—no PCP referral required
  • Urgent and emergency care coverage worldwide
  • Costs include coinsurance after meeting the deductible
  • Paired with a Health Savings Account (HSA)

Find a doctor in network

Use our virtual assistant to find a provider, including hospitals and pharmacies.


You can find a primary care physician's (PCP's) ID number by selecting the "More info" button.



Alternatively, you can use our Advanced Provider Search Tool by selecting the plan name below:

Learn about your pharmacy benefits

Blue Shield pharmacy benefits help you save on prescription drugs.

  • Access to retail pharmacies, including Safeway/Vons, Costco, CVS, and more
  • As of 1/1/25, our prescription home delivery vendor will be Amazon Pharmacy
  • Up to 90-day supplies at retail, CVS specialty, and Amazon Pharmacy home delivery
  • No-cost shipping for prescriptions ordered through Amazon Pharmacy
  • Pharmacy FAQs

Explore programs and services



Access+ HMO is a registered trademark of Blue Shield of California.

© 2024 Teladoc Health, Inc. All rights reserved. Teladoc and the Teladoc logo are trademarks of Teladoc Health, Inc. and may not be used without written permission. Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Teladoc does not prescribe DEA-controlled substances, non-therapeutic drugs, and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services.

LifeReferrals 24/7 is a service mark of Blue Shield of California.

NurseHelp 24/7 is a service mark of Blue Shield of California.

Wellvolution is a registered trademark of Blue Shield of California. Wellvolution and all associated digital and in-person health programs, services, and offerings are managed by Solera, Inc.