Need help selecting a plan?
Learn how each plan works in these short videos.
Compare your Blue Shield plan options
HMO plan
- Access to providers in our full HMO network
- Predictable costs — fixed copayments for most services
- Each member must select a primary care physician (PCP)
- Self-refer to specialists within some medical groups
- $5 copay for virtual care (medical and mental health)
Trio ACO/HMO plan
- Access to Trio HMO network virtual and in-person providers
- You must live in the Trio HMO service area
- Fixed copayments for most services
- Urgent and emergency care coverage worldwide
- Enhanced assistance from Shield Concierge
PPO plan
- Freedom to visit any doctor—in or out of our PPO network
- Costs include coinsurance after meeting the deductible
- Self-refer to specialists—no PCP referral required
- Coverage for medical care across the United States.
- $5 copay for virtual care (medical and mental health)
High Deductible Health Plan (HDHP)
- Freedom to visit any doctor—in or out of our PPO network
- Costs include coinsurance after meeting the deductible
- Self-refer to specialists—no PCP referral required
- Coverage for medical care across the United States.
- Includes virtual care (medical and mental health)
Tandem ACO/PPO plan
- Access to Tandem PPO network providers only
- Enhanced assistance from Shield Concierge
- A PCP will be assigned but you can change any time
- Self-refer to specialists—no PCP referral required
- Coverage for medical care across the United States
If you’re turning 65 and are planning on retiring soon, click here to get valuable information about Blue Shield's individual retiree plan options.
Find a doctor in network
Use our virtual assistant to find a provider, including hospitals and pharmacies.
You can find a primary care physician's (PCP's) ID number by selecting the "More info" button.
Alternatively, you can use our Advanced Provider Search Tool by selecting the plan name below:
Learn about your pharmacy benefits
Blue Shield pharmacy benefits help you save on prescription drugs.
- Access to retail pharmacies, including CVS, Costco, Safeway, Vons, and more
- No-cost shipping for prescriptions ordered through Amazon Pharmacy
- Up to 90-day supplies at retail pharmacies and Amazon Pharmacy
- Specialty drugs available through a Network Specialty Pharmacy
- Pharmacy FAQs
Explore all programs and services
- Get care at home
- LifeReferrals 24/7SMAccess round-the-clock support from experts for personal, family, and work issues.
- LifeSpring meal delivery (Trio ACO/HMO plan only)LifeSpring provides chef-inspired, ready-to-heat meals for eligible Trio members experiencing a serious illness.
- NurseHelp 24/7SMReceive health advice from registered nurses at any time.
- Shield AdvocateAccess personalized support to help you navigate the healthcare system and access the right care. Care managers also offer personalized coaching to help you manage your condition.
- TeladocSpeak with doctors and mental health professionals by phone or video.
- Access care away from home
- Away From Home Care (HMO plans only)Students, long-term travelers, and family members living apart can rely on access to health care from Blue Cross Blue Shield plans in select states.
- Call the Car (Trio ACO/HMO plan only)Eligible Trio HMO members who have a serious illness can access non-emergency medical transportation through Call the Car.
- MinuteClinicAccess walk-in health care from registered nurses every day at CVS and Target. (HMO members should check with their doctor's office before visiting a retail clinic.)
- Urgent care centersVisit urgent care centers when your doctor is not available, saving you time and money compared to an emergency room visit.
- Vaccines at retail pharmacyFlu shots and other preventive vaccines provided at network pharmacies.
- Jump start your well-being
- Fitness Your Way™Access network fitness centers on a budget you can live with.
- Identity theft protectionProtect your financial well-being with credit monitoring, identity repair assistance, and identity theft insurance.
- Mental health resourcesCredibleMind, our mental health website, offers a wealth of resources such as mental health assessments, peer support groups, articles, videos, podcasts, and more.
- Preventive careStay up to date on your annual exams, screenings, and immunizations.
- Wellness discountsSave money on vision exams, fitness club memberships, massage services, and more.
- Wellvolution®Take advantage of personalized digital programs that support weight loss, mental health, diabetes management, and more.
- Manage your condition
- Condition and care programGet help from a dedicated healthcare team who can explain treatments and coordinate care for issues like chronic pain or diabetes.
- Fitness and physical therapyWork virtually with physical therapists and personal trainers to improve mobility, strength, and flexibility. Program targets joint and muscle pain.
- Maternity supportAccess virtual support from specialists and coaches during your pregnancy and postpartum to help you return to work.
Access+ HMO is a registered trademark of Blue Shield of California.
LifeReferrals 24/7 is a service mark of Blue Shield of California.
NurseHelp 24/7 is a service mark of Blue Shield of California.
Wellvolution is a registered trademark of Blue Shield of California. Wellvolution and all associated digital and in-person health programs, services, and offerings are managed by Solera, Inc.