Need help selecting a plan?
Learn how each plan works in these short videos.
Compare your Blue Shield plan options
Access+ HMO plan
- Access to providers in our full HMO network
- Predictable costs - fixed copayments for most services
- Each member must select a primary care physician (PCP)
- Self-refer to specialists within some medical groups
- Enhanced assistance from Shield Concierge
Local Access+ HMO plan
- Access to Local Access+ HMO providers only
- Predictable costs - fixed copayments for most services
- Each member must select a primary care physician (PCP)
- Self-refer to specialists within some medical groups
- Enhanced assistance from Shield Concierge
Trio HMO plan
- Access to Trio HMO network providers only
- You must live in the Trio HMO service area
- Fixed copayments for most services
- Self-refer to specialists within some medical groups
- Enhanced assistance from Shield Concierge
PPO plan
- Freedom to visit any doctor—in or out of our PPO network
- Costs include coinsurance after meeting the deductible
- Self-refer to specialists—no PCP referral required
- Coverage for medical care across the United States.
- Includes an Ambulatory Surgery Center (ASC) benefit
Find a doctor in network
Use our virtual assistant to find a provider, including hospitals and pharmacies.
You can find a primary care physician's (PCP's) ID number by selecting the "More info" button.
Alternatively, you can use our Advanced Provider Search Tool by selecting the plan name below:
Explore all programs and services
- Get care at home
- LifeReferrals 24/7SMAccess round-the-clock support from experts for personal, family, and work issues.
- LifeSpring meal delivery (Trio HMO plan only)LifeSpring provides chef-inspired, ready-to-heat meals for eligible Trio members experiencing a serious illness.
- NurseHelp 24/7SM (Access+, Trio, and PPO plans only)Receive health advice from registered nurses at any time.
- Shield AdvocateAccess personalized support to help you navigate the healthcare system and access the right care. Care managers also offer personalized coaching to help you manage your condition.
- Access care away from home
- Away From Home Care (Access+ and Trio HMO plans only)Students, long-term travelers, and family members living apart can rely on access to health care from Blue Cross Blue Shield plans in select states.
- Call the Car (Trio HMO plan only)Eligible Trio HMO members who have a serious illness can access non-emergency medical transportation through Call the Car.
- MinuteClinicAccess walk-in health care from registered nurses every day at CVS and Target. (HMO members should check with their doctor's office before visiting a retail clinic.)
- Urgent care centersVisit urgent care centers when your doctor is not available, saving you time and money compared to an emergency room visit.
- Vaccines at retail pharmacyFlu shots and other preventive vaccines provided at network pharmacies.
- Jump start your well-being
- Fitness Your Way™Access network fitness centers on a budget you can live with.
- Identity theft protectionProtect your financial well-being with credit monitoring, identity repair assistance, and identity theft insurance.
- Mental health resources (Access+, Local Access+, and Trio HMO plans only)CredibleMind, our mental health website, offers a wealth of resources such as mental health assessments, peer support groups, articles, videos, podcasts, and more.
- Preventive careStay up to date on your annual exams, screenings, and immunizations.
- Wellness discountsSave money on vision exams, fitness club memberships, massage services, and more.
- Wellvolution® (Access+, Local Access+, and Trio HMO plans only)Take advantage of personalized digital programs that support weight loss, mental health, diabetes management, and more.
- Manage your condition
- Condition and care programGet help from a dedicated healthcare team who can explain treatments and coordinate care for issues like chronic pain or diabetes.
- Fitness and physical therapy (Access+, Local Access+, and Trio HMO plans only)Work virtually with physical therapists and personal trainers to improve mobility, strength, and flexibility. Program targets joint and muscle pain.
- Maternity support (Access+, Local Access+, and Trio HMO plans only)Access virtual support from specialists and coaches during your pregnancy and postpartum to help you return to work.
NurseHelp 24/7 is a service mark of Blue Shield of California.
LifeReferrals 24/7 is a service mark of Blue Shield of California.
Wellvolution is a registered trademark of Blue Shield of California. Wellvolution and all associated digital and in-person health programs, services, and offerings are managed by Solera, Inc.
Access+ HMO is a registered trademark of Blue Shield of California.