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Compare your Blue Shield plan options

Access+ HMO plan

In-network out-of-pocket costs (effective 6/1/25):
  • Deductible (individual): $0
  • Deductible (family): $0
  • Primary care office visit: $20
  • Specialist office visit: $20
  • Generic drugs: $5/30-day supply

Plan highlights:

EPO plan

In-network out-of-pocket costs (effective 6/1/25):
  • Deductible (individual): $750
  • Deductible (family): $1,500
  • Primary care office visit: $20
  • Specialist office visit: $40
  • Generic drugs: $10/30-day supply

Plan highlights:
  • Available to employees located outside of California
  • Access to PPO network providers only (nationwide)
  • Costs include coinsurance after meeting the deductible
  • Self-refer to specialists - no PCP referral required
  • $0 copay for virtual care (medical and mental health)

PPO 250 plan

In-network out-of-pocket costs (effective 6/1/25):
  • Deductible (individual): $250
  • Deductible (family): $500
  • Primary care office visit: $10
  • Specialist office visit: $10
  • Generic drugs: $10/30-day supply

Plan highlights:
  • Available to employees located in California
  • Freedom to see any doctor - in or out of our PPO network
  • Costs include coinsurance after meeting the deductible
  • Self-refer to specialists - no PCP referral required
  • $0 copay for virtual care (medical and mental health)

PPO 500 plan

In-network out-of-pocket costs (effective 6/1/25):
  • Deductible (individual): $500
  • Deductible (family): $1,000
  • Primary care office visit: $20
  • Specialist office visit: $30
  • Generic drugs: $10/30-day supply

Plan highlights:
  • Available to employees located outside of California
  • Freedom to see any doctor - in or out of our PPO network
  • Costs include coinsurance after meeting the deductible
  • Self-refer to specialists - no PCP referral required
  • $0 copay for virtual care (medical and mental health)

PPO Savings Plus plan

In-network out-of-pocket costs (effective 6/1/25):
  • Deductible (individual): $1,650
  • Deductible (family): $3,300
  • Primary care office visit: 20%
  • Specialist office visit: 20%
  • Generic drugs: $10/30-day supply

Plan highlights:
  • Available to employees located in and out of California
  • Paired with a Health Savings Account (HSA)
  • Freedom to see any doctor - in or out of our PPO network
  • Self-refer to specialists - no PCP referral required
  • $0 copay for virtual care (medical and mental health)

Find a doctor in network

Use our virtual assistant to find a provider, including hospitals and pharmacies.


You can find a primary care physician's (PCP's) ID number by selecting the "More info" button.



Alternatively, you can use our Advanced Provider Search Tool by selecting the plan name below:

Learn about your pharmacy benefits

Blue Shield pharmacy benefits help you save on prescription drugs.

  • Access to retail pharmacies, including CVS, Costco, Safeway, Vons, and more
  • No-cost shipping for prescriptions ordered through Amazon Pharmacy
  • Up to 90-day supplies at retail pharmacies and Amazon Pharmacy
  • Specialty drugs available through a Network Specialty Pharmacy
  • Pharmacy FAQs

Explore programs and services


NurseHelp 24/7 is a service mark of Blue Shield of California.

LifeReferrals 24/7 is a service mark of Blue Shield of California.

Wellvolution is a registered trademark of Blue Shield of California. Wellvolution and all associated digital and in-person health programs, services, and offerings are managed by Solera, Inc.

Access+ HMO is a registered trademark of Blue Shield of California.