Need help selecting a plan?
Compare your Blue Shield plan options
Access+ HMO plan
In-network out-of-pocket costs (effective 6/1/25):- Deductible (individual): $0
- Deductible (family): $0
- Primary care office visit: $20
- Specialist office visit: $20
- Generic drugs: $5/30-day supply
Plan highlights:
- Available to employees located in California
- Access to providers in our full HMO network
- Each member must select a primary care physician (PCP)
- Self-refer to specialists within some medical groups
- $0 copay for virtual care (medical and mental health)
EPO plan
In-network out-of-pocket costs (effective 6/1/25):- Deductible (individual): $750
- Deductible (family): $1,500
- Primary care office visit: $20
- Specialist office visit: $40
- Generic drugs: $10/30-day supply
Plan highlights:
- Available to employees located outside of California
- Access to PPO network providers only (nationwide)
- Costs include coinsurance after meeting the deductible
- Self-refer to specialists - no PCP referral required
- $0 copay for virtual care (medical and mental health)
PPO 250 plan
In-network out-of-pocket costs (effective 6/1/25):- Deductible (individual): $250
- Deductible (family): $500
- Primary care office visit: $10
- Specialist office visit: $10
- Generic drugs: $10/30-day supply
Plan highlights:
- Available to employees located in California
- Freedom to see any doctor - in or out of our PPO network
- Costs include coinsurance after meeting the deductible
- Self-refer to specialists - no PCP referral required
- $0 copay for virtual care (medical and mental health)
PPO 500 plan
In-network out-of-pocket costs (effective 6/1/25):- Deductible (individual): $500
- Deductible (family): $1,000
- Primary care office visit: $20
- Specialist office visit: $30
- Generic drugs: $10/30-day supply
Plan highlights:
- Available to employees located outside of California
- Freedom to see any doctor - in or out of our PPO network
- Costs include coinsurance after meeting the deductible
- Self-refer to specialists - no PCP referral required
- $0 copay for virtual care (medical and mental health)
PPO Savings Plus plan
In-network out-of-pocket costs (effective 6/1/25):- Deductible (individual): $1,650
- Deductible (family): $3,300
- Primary care office visit: 20%
- Specialist office visit: 20%
- Generic drugs: $10/30-day supply
Plan highlights:
- Available to employees located in and out of California
- Paired with a Health Savings Account (HSA)
- Freedom to see any doctor - in or out of our PPO network
- Self-refer to specialists - no PCP referral required
- $0 copay for virtual care (medical and mental health)
Find a doctor in network
Use our virtual assistant to find a provider, including hospitals and pharmacies.
You can find a primary care physician's (PCP's) ID number by selecting the "More info" button.
Alternatively, you can use our Advanced Provider Search Tool by selecting the plan name below:
Learn about your pharmacy benefits
Blue Shield pharmacy benefits help you save on prescription drugs.
- Access to retail pharmacies, including CVS, Costco, Safeway, Vons, and more
- No-cost shipping for prescriptions ordered through Amazon Pharmacy
- Up to 90-day supplies at retail pharmacies and Amazon Pharmacy
- Specialty drugs available through a Network Specialty Pharmacy
- Pharmacy FAQs
Explore programs and services
- Access care away from home
- Away From Home Care (Access+ HMO plan)Students, long-term travelers, and family members living apart can rely on access to health care from Blue Cross Blue Shield plans in select states.
- MinuteClinicAccess walk-in health care from registered nurses every day at CVS and Target. HMO members should check with their doctor's office before visiting a retail clinic.
- Urgent care centersVisit urgent care centers when your doctor is not available, saving you time and money compared to an emergency room visit.
- Vaccines at retail pharmacyFlu shots and other preventive vaccines provided at network pharmacies.
- Jump start your well-being
- Mental health resourcesCredibleMind, our mental health website, offers a wealth of resources such as mental health assessments, peer support groups, articles, videos, podcasts, and more.
- Fitness Your Way™Access network fitness centers on a budget you can live with.
- Identity theft protectionProtect your financial well-being with credit monitoring, identity repair assistance, and identity theft insurance.
- Wellness discountsSave money on vision exams, fitness club memberships, massage services, and more.
- Wellvolution®Take advantage of personalized digital programs that support weight loss, mental health, diabetes management, and more.
- Manage your condition
- Condition and care programGet help from a dedicated healthcare team who can explain treatments and coordinate care for issues like chronic pain or diabetes.
- Maternity supportAccess virtual support from specialists and coaches during your pregnancy and postpartum to help you return to work.
NurseHelp 24/7 is a service mark of Blue Shield of California.
LifeReferrals 24/7 is a service mark of Blue Shield of California.
Wellvolution is a registered trademark of Blue Shield of California. Wellvolution and all associated digital and in-person health programs, services, and offerings are managed by Solera, Inc.
Access+ HMO is a registered trademark of Blue Shield of California.