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Compare your Blue Shield plan options
Access+ HMO plan
2024 out-of-pocket costs (network):
- Deductible (individual): $300
- Deductible (family): $600
- Primary care office visit: $25
- Specialist office visit: $35
- Generic drugs: $10/30-day supply
Plan highlights:
- Predictable costs—fixed copayments for most services
- Access to providers in our full HMO network
- $0 copay for virtual care (medical and mental health)
- Retail and mail-order prescription drugs
- Urgent and emergency care coverage worldwide
Trio HMO plan
2024 out-of-pocket costs (network):
- Deductible (individual): None
- Deductible (family): None
- Primary care office visit: $25
- Specialist office visit: $35
- Generic drugs: $10/30-day supply
Plan highlights:
- $0 copayments for most services
- $0 copay for virtual care (medical and mental health)
- Access to Trio HMO network providers only
- Retail and mail-order prescription drugs
- Urgent and emergency care coverage worldwide
EPO plan
2024 out-of-pocket costs (network):
- Deductible (individual): None
- Deductible (family): None
- Primary care office visit: $35
- Specialist office visit: $45
- Generic drugs: $25/30-day supply
Plan highlights:
- Low, fixed copayments, just like an HMO plan
- Access to PPO network providers (nationwide)
- Self-refer to specialists—no PCP referral required
- Retail and mail-order prescription drugs
- Urgent and emergency care coverage worldwide
PPO plan
2024 out-of-pocket costs (network):
- Deductible (individual): $1000
- Deductible (family): $2000
- Primary care office visit: $20%
- Specialist office visit: $35
- Generic drugs: $30/30-day supply
Plan highlights:
- Freedom to visit any doctor—in or out of our PPO network
- Self-refer to specialists—no PCP referral required
- $0 copay for virtual medical care
- Retail and mail-order prescription drugs
- Urgent and emergency care coverage worldwide
PPO HSA plan
2024 out-of-pocket costs (network):
- Deductible (individual): $1500
- Deductible (family): $3000
- Primary care office visit: $35
- Specialist office visit: $35
- Generic drugs: $30/30-day supply
Plan highlights:
- Paired with an Health Savings Account (HSA)
- Freedom to visit any doctor—in or out of our PPO network
- Self-refer to specialists—no PCP referral required
- Retail and mail-order prescription drugs
- Urgent and emergency care coverage worldwide
Find a doctor in the network
Use our virtual assistant to find a provider, including hospitals and pharmacies.
You can find a primary care physician's (PCP's) ID number by selecting the "More info" button.
Alternatively, you can use our Advanced Provider Search Tool by selecting the plan name below:
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Learn about your pharmacy benefits
Blue Shield pharmacy benefits help you save on prescription drugs.
- Access to retail pharmacies, including Safeway/Vons, Costco, CVS, and more
- Up to 90-day supplies at retail and mail service pharmacies
- $0 shipping from our mail service pharmacy
- Pharmacy FAQs
Explore programs and services
Get care at home
- LifeReferrals 24/7SMAccess round-the-clock support from experts for personal, family, and work issues.
- LifeSpring meal delivery (Trio HMO plan)LifeSpring provides chef-inspired, prepared ready-to-heat meals for eligible Trio members recovering from serious illness.
- NurseHelp 24/7SMReceive health advice from registered nurses at any time.
- TeladocSpeak with doctors by phone or video 24/7.
- Teladoc (medical + mental health)Speak with doctors and mental health professionals by phone or video.
Access care away from home
- Away From Home Care (HMO plans)Students, long-term travelers, and family members living apart can rely on access to health care from Blue Cross Blue Shield plans in select states.
- Call the Car (Trio HMO plan)Eligible Trio HMO members who have a serious illness can access non-emergency medical transportation through Call the Car.
- MinuteClinic (PPO/EPO)Access walk-in health care from registered nurses every day at CVS and Target.
- MinuteClinic (POS)Access walk-in health care from registered nurses every day at CVS and Target, available to POS members through their PPO (level 2) benefits.
- MinuteClinic (HMO)Access walk-in health care from registered nurses every day at CVS and Target. (HMO members should check with their doctor's office before visiting a retail clinic.)
- Urgent care centersVisit Urgent Care Centers when your doctor is not available, saving you time and money compared to an ER visit.
- Vaccines at retail pharmacyGet flu shots and other preventive vaccines at network pharmacies.
Jump start your well-being
- BrightlineBrightline offers behavioral healthcare support for your child to help them build coping skills for everyday challenges.
- CredibleMindCredibleMind, our mental health website, offers a wealth of resources such as mental health assessments, peer support groups, articles, videos, podcasts, and more.
- Fitness Your Way™Access network fitness centers on a budget you can live with.
- Preventive careStay up-to-date on your annual exams, screenings, and immunizations.
- Wellness discountsSave money on vision exams, fitness club memberships, massage services, and more.
- Wellvolution®Take advantage of personalized digital programs that support weight loss, mental health, diabetes management, and more.
Manage your condition
- Accolade Health Assistant (PPO plans only)Access a team of doctors, nurses, and benefits specialists available to answer your questions about benefits, claims, network providers, and health and wellness programs. (Not available to PPO Out-of-Area members.)
- Condition and care programsGet help from a dedicated healthcare team who can explain treatments and coordinate care for issues like chronic pain or diabetes.
- Hinge Health (PPO plans)Take advantage of digital support to help you reduce your back and joint pain without copayments or office visits.
- Mahmee (New for 2024)Mahmee provides personalized doula care from conception to your baby’s first birthday. You also have access to a virtual support team that includes nurses, lactation consultants, mental health coaches, and nutrition coaches.
- Maternity supportAccess virtual support during your pregnancy, postpartum, and return-to-work from specialists and coaches.
Brightline is independent of Blue Shield of California and is contracted by Blue Shield to provide behavioral health services.
© 2023 Teladoc Health, Inc. All rights reserved. Teladoc and the Teladoc logo are trademarks of Teladoc Health, Inc. and may not be used without written permission. Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Teladoc does not prescribe DEA-controlled substances, non-therapeutic drugs, and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services.
NurseHelp 24/7 is a service mark of Blue Shield of California.
LifeReferrals 24/7 is a service mark of Blue Shield of California.
Wellvolution is a registered trademark of Blue Shield of California. Wellvolution and all associated digital and in-person health programs, services, and offerings are managed by Solera, Inc.
Access+ HMO is a registered trademark of Blue Shield of California.
Active Choice is a registered trademark of Blue Shield of California. Active Choice plans are underwritten by Blue Shield of California Life & Health Insurance Company.
BLUEHPN is a registered service mark of the Blue Cross and Blue Shield Association.
Blue Shield of California is an independent member of the Blue Shield Association.