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Clovis USD
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HealthNow Administrative Services (HNAS)
Phone: (855) 323-1124
www.hnas.com
Tandem PPO plan
Looking for the flexibility of a PPO plan but with lower rates? Meet Tandem. It’s a new kind of plan that puts quality coverage within reach. Tandem relies on a network of providers committed to keeping premiums as low as possible. Members still get all the benefits associated with a regular PPO plan – without the higher premium.

The Tandem network is made up of doctors and hospitals we’ve specially selected from the Blue Shield Full PPO Network. Using this network is the most cost-effective option for care. However, like other PPO plans, members have the freedom to see non-network providers – just at a higher out-of-pocket cost.